Pehle khabar: dates note kar lo
8 October 2026 ko TCS ne Q2 FY27 results ke saath second interim dividend ₹12 per share announce kiya. Company ne exchange filing me dates bhi de di hain:
- Record date: Wednesday, 14 October 2026
- Payment date: Friday, 30 October 2026 (is din tak paisa milega)
- Kharidne ki last date: T+1 settlement ke hisab se 13 October (Mangalwar) tak shares tumhare demat me hone chahiye
Ye FY27 ka dusra ₹12 dividend hai — July 2026 me pehla ₹12 mil chuka hai. Matlab is fiscal year me ab tak ₹24 per share dividend ho gaya, aur Q3-Q4 abhi baaki hain.
Q2 numbers ek nazar me
Dividend ke peeche company ka performance bhi samajh lo — kyunki dividend "free gift" nahi, company ke munafe ka hissa hai:
- Net profit: ₹13,884 crore (+4% QoQ)
- Revenue: ₹73,188 crore (+1.3% QoQ, +11.2% YoY)
- Operating margin: 24% — IT industry me ye solid maana jata hai
- AI revenue: $3.1 billion annualized — total revenue ka 10% se zyada!
Kitne shares par kitna milega? (Asli hisab)
Formula simple hai: shares × ₹12. Dekho table:
| Tumhare paas | Dividend milega | TDS katega? |
|---|---|---|
| 100 shares | ₹1,200 | Nahi (₹10,000 se kam) |
| 500 shares | ₹6,000 | Nahi (₹10,000 se kam) |
| 833 shares | ₹9,996 | Nahi — bas threshold ke neeche! |
| 834 shares | ₹10,008 | Haan — 10% TDS = ₹1,001 |
| 1,000 shares | ₹12,000 | Haan — 10% TDS = ₹1,200 |
Ab asli sawal: dividend par tax kitna?
Yahan sabse badi galatfahmi hai. Log sochte hain "TDS kat gaya, matlab tax ho gaya." Bilkul nahi.
Rule samjho (FY 2026-27):
- Dividend tumhari income me judta hai — aur tumhare income tax slab par tax lagta hai.
- TDS 10% tabhi kat-ta hai jab ek company se saal bhar me ₹10,000 se zyada dividend mile (valid PAN ke saath).
- PAN nahi diya to TDS 20% katega — PAN update rakhna sasta padta hai!
- TDS advance tax hai, final tax nahi. ITR me adjust hota hai.
Slab-wise poora hisab (1,000 shares = ₹12,000 dividend)
| Tumhara slab | Kul tax banta hai | TDS kata | Aur dena / milega |
|---|---|---|---|
| 30% | ₹3,600 | ₹1,200 | ₹2,400 aur dena hoga |
| 20% | ₹2,400 | ₹1,200 | ₹1,200 aur dena hoga |
| Zero tax (income limit ke neeche) | ₹0 | ₹1,200 | ₹1,200 refund milega (ITR file karke) |
Ek smart trick: Form 121
Agar tumhari total income tax limit se neeche hai, to Form 121 (naye Income-tax Act 2025 me purane 15G/15H ki jagah) dekar TDS katne se rok sakte ho. Company ko pehle se de do — phir poora ₹12,000 bina katoti ke milega, refund ke chakkar se bacho.
Dividend yield: kitna attractive hai?
Pichhle 12 mahine me TCS ne kul ₹111 per share dividend diya hai. Kal ke closing price (~₹2,156) par ye banata hai lagbhag 5.1% ka trailing yield — IT stocks me ye kaafi solid hai. Comparison ke liye: FD abhi ~7% de rahi hai, par us par bhi slab-rate tax lagta hai aur principal me growth zero hai.
Mera imaandaar take
Dekho, main tumhe "TCS kharido" nahi keh raha — ye educational article hai, tip nahi. Par do baatein imaandari se:
- Dividend "free money" nahi hai. Ex-dividend date par share price aksar dividend jitna adjust ho jata hai. Tumhare total wealth me koi jaadu nahi hota — bas profit ka hissa jeb me aata hai.
- Tax planning dividend se pehle karo. 834 shares wale example ne dikhaya — threshold samajhna hazaaron bacha sakta hai. Aur TDS ko final tax samajhne ki galti mat karo.
Agar dividend income regular hai, to apne slab ka hisab income tax calculator par lagao — TDS, slab tax aur refund, teeno saaf dikhenge.
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Q: TCS dividend ka record date kab hai?
Wednesday, 14 October 2026. T+1 settlement ke hisab se 13 October tak shares kharidne par naam record me aa jayega. Payment 30 October 2026 tak hogi.
Q: Dividend par kitna tax lagta hai?
Dividend tumhari total income me judkar slab rate par taxable hota hai. FY 2026-27 me ₹10,000 se zyada dividend par 10% TDS kat-ta hai — jo ITR me adjust hota hai.
Q: ₹10,000 se kam dividend par TDS katega?
Nahi. Ek company se saal me ₹10,000 tak ke dividend par koi TDS nahi lagta.
Q: FY27 me TCS ne kul kitna dividend diya?
Ab tak ₹24/share — July 2026 me ₹12 aur October 2026 me ₹12. Q3 aur Q4 baaki hain.
Q: Kate hue TDS ka refund milega?
Haan, agar final tax liability TDS se kam hai to. Par ITR file karna zaroori hai — refund automatic nahi aata.
Ye article educational purpose ke liye hai, investment advice nahi. Dividend dates aur tax rules company filings aur Income-tax Act par based hain — rules badal sakte hain. Invest karne se pehle apne financial advisor se salah lein.
Aur padho: Demat Account Beginner's Guide · Stock Kharidne Se Pehle Kya Check Karein? · New vs Old Tax Regime FY 2026-27