Last updated: 7 October 2026
1. Calculator data — kuch bhi collect nahi hota
EMIHisab.in ke calculators poori tarah aapke browser me chalte hain. Loan amount, interest rate, SIP contribution jaise jo numbers aap enter karte hain, wo humare server par bheje ya store nahi kiye jaate. Page refresh ya close karte hi wo values gayab ho jaati hain.
Calculators use karne ke liye hum aapse naam, email, phone number ya koi account details nahi maangte.
Is rule ke sirf do exception hain — newsletter aur contact form — jinke baare me neeche sections 2 aur 3 me saaf-saaf likha hai.
2. Newsletter — email address
Agar aap humara newsletter subscribe karte hain to aapka email address collect hota hai. Ye email Buttondown (humara email service provider) ke paas securely store hota hai, taaki hum aapko naye articles aur money tips bhej sakein.
- Double opt-in: Subscribe karne ke baad aapko ek confirmation email aata hai — usme confirm kiye bina aap list me add nahi hote.
- Unsubscribe: Har email ke neeche ek unsubscribe link hota hai. Ek click me aap kabhi bhi list se nikal sakte hain.
- Aapka email kisi teesre paksh ko becha ya share nahi kiya jata — sirf newsletter bhejne ke liye use hota hai.
3. Contact form — naam aur email
Contact page par form bharne par aapka naam, email aur sandesh aapke apne email app ke zariye humein email me bheja jata hai. Ye details humare server par store nahi hoti — sirf us email me aati hain taaki hum aapke sawal ka jawab de sakein.
4. Cookies
Ye website cookies ka use karti hai:
- Google Analytics 4: Site ko behtar banane ke liye hum Google Analytics 4 use karte hain, jo anonymous usage statistics collect karta hai — jaise kaunse pages dekhe gaye aur kitne visitors aaye. Ye data aapki pehchaan nahi batata. Google ki privacy policy yahan padhein: policies.google.com/privacy.
- Google AdSense: Hum Google AdSense se ads dikhane ki yojana rakhte hain (filhal review me hai). Google aur uske partners aapki pasand ke hisaab se ads dikhane ke liye cookies (jaise DoubleClick cookie) ka use kar sakte hain. Aap Google Ads Settings me jaakar personalized ads band kar sakte hain.
Aap apne browser settings se cookies ko kabhi bhi delete ya block kar sakte hain — site bina cookies ke bhi poori tarah kaam karegi.
5. Third-party services
Is site par in third-party services ka use hota hai — unki privacy practices unki apni policies ke adheen hain:
- Google Analytics 4 (anonymous usage statistics)
- Buttondown (newsletter emails)
- Google AdSense (ads — filhal review me hai)
6. Bachchon ki privacy
Ye website aam janta ke liye hai aur jaan-boojhkar 13 saal se kam umra ke bachchon se koi personal data collect nahi karti.
7. Data security
Calculator me daale gaye numbers kabhi humare paas aate hi nahi, isliye unke leak ya misuse ka sawal hi paida nahi hota. Newsletter emails Buttondown ke secure servers par store hote hain, aur contact-form ke sandesh sirf email me aate hain. Poori site HTTPS (SSL) par chalti hai taaki connection secure rahe.
8. Is policy me badlaav
Hum samay-samay par is Privacy Policy ko update kar sakte hain. Naya version isi page par publish hoga aur upar "Last updated" ki date badal di jayegi.
9. Sampark karein
Privacy se juda koi sawal ho to humse Contact page ke zariye sampark karein.