₹5,000/month SIP, 12% return, 10 saal me banega lagbhag ₹11.6 lakh. 20 saal tikke raho to lagbhag ₹50 lakh!
₹5000 SIP Calculator
₹5000 SIP ka saal-dar-saal hisab (12% return)
| Time | Invested | Maturity value |
|---|---|---|
| 5 saal | ₹3,00,000 | ₹4,12,432 |
| 10 saal | ₹6,00,000 | ₹11,61,695 |
| 15 saal | ₹9,00,000 | ₹25,22,880 |
| 20 saal | ₹12,00,000 | ₹49,95,740 |
Dekho magic: 10 saal me paisa lagbhag double hua, lekin 20 saal me 4x se zyada. Yehi compounding hai — time tumhara sabse bada dost hai.
₹5000 SIP kiske liye perfect hai?
- Students & freshers: Pehli salary se hi aadat daalo. ₹5000 me bhi 20 saal me ₹50 lakh ka base ban jaata hai.
- Emergency fund ke baad: Pehle 6 mahine ka kharcha alag rakho, phir SIP start karo.
- Goal-based: 5 saal me bike/car ka down payment, 10 saal me bachche ki education — har goal ke liye alag SIP.
Ek honest salah
₹5000 se start karna sharam ki baat nahi — start na karna hai. Aur jab salary badhe, SIP ko ₹5000 se ₹7000–₹8000 kar do. 10% yearly step-up se 20 saal ka corpus ₹50 lakh se ₹80 lakh+ ho sakta hai.
FAQs
5000 ki SIP 10 saal me kitna degi?
12% annual return par ₹5,000 monthly SIP 10 saal me lagbhag ₹11.6 lakh banati hai (₹6 lakh invested).
Kya ₹5000 SIP enough hai retirement ke liye?
Sirf ₹5000 se retirement mushkil hai, lekin shuruaat ke liye badhiya hai. Time ke saath amount badhate raho — step-up SIP retirement planning ka best tareeka hai.
₹5000 SIP me kaunsa fund chunein?
Lambe horizon ke liye flexi-cap ya Nifty 500 index fund jaise diversified options dekho. Direct plan me expense ratio kam hota hai.
Aur bhi calculators try karein
EMIHisab par 53 free calculators hain — EMI, FD, PPF, NPS, Income Tax aur bhi bahut kuch.
Saare Calculators Dekhein