Can I extend PPF after 15 years?

Yes — in blocks of 5 years, with or without fresh deposits. Submit Form H for extension with deposits (tax benefit continues), or it auto-extends without deposits. Partial withdrawal is allowed once per financial year after maturity.

🏛️ PPF Calculator

Our PPF calculator projects your Public Provident Fund maturity over the 15-year lock-in. PPF offers tax-free, government-guaranteed returns — currently 7.1% per annum (revised quarterly by the government).

📅 Last updated: October 2026

PPF Calculator

15 saal tak yearly deposit ka estimated PPF corpus.

Yearly deposit

₹500₹1.5 lakh

Annual interest rate

0%15%

PPF duration

15 years

Standard lock-in period ke basis par calculation.

Estimated maturity value₹40,68,209

Total deposits₹22,50,000

Estimated interest₹18,18,209

Assumes each yearly deposit is made at the beginning of the year.

⚠️ Ye sirf estimate hai, financial advice nahi hai. Disclaimer padhein.

PPF calculator Hindi guide

Yearly deposit aur expected PPF rate dalein. PPF maturity calculator 15-year Indian PPF tenure par total deposits, estimated interest aur maturity corpus nikalta hai; official rate future mein badal sakti hai.

How to Use

Enter your yearly deposit (max ₹1.5 lakh/year).
The rate is set to the current 7.1% (adjustable).
Tenure is 15 years (extendable in 5-year blocks).
See your tax-free maturity value and interest earned.

📋 PPF rate (7.1%) as per FY 2026-27 — sarkar har quarter revise karti hai.

Formula

F = P × (((1+i)ⁿ − 1) / i) × (1+i)

Where P = annual deposit, i = 7.1% annual rate, n = 15 years. Interest compounds annually on the lowest balance between the 5th and month-end.

💡 Example

Example: ₹1.5 lakh/year for 15 years at 7.1% → invested ₹22.5 lakh grows to ≈ ₹40.68 lakh, fully tax-free.

FAQs — PPF Calculator

7.1% per annum (as of 2026). The government revises small-savings rates every quarter.

Yes — PPF enjoys EEE status: deposits get 80C deduction, interest is tax-free, and maturity is tax-free.

Yes — 5 saal ke blocks me, with or without fresh deposits. Form H jama karke extension with deposits (aur tax benefit jaari), ya bina form ke automatically extension without deposits. 15 saal ke baad partial withdrawal bhi allowed hai (ek financial year me ek baar). Lambi extension par compounding ka fayda aur badhta hai.

₹1.5 lakh per financial year across all your PPF accounts combined.

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